Experience: 5-10 years
Job Type: Full-time (Contractual / Freelancing)
Location: Remote (Candidates from US only)
Required Skills: Financial planning, Budgeting, Retirement planning, Debt management, Risk management, Cfp certification, Compliance, Written communication, Verbal communication, Client relationship management, Financial problem-solving, Fiduciary standard, Holistic financial coaching, Mentoring and Workflow/process development
Join our team as an Everyday Personal Finance Advisor (CFP®) AI Trainer and help shape the future of AI-assisted financial planning. In this impactful role, you’ll leverage your expertise with mainstream American households to review real-world client scenarios, evaluate AI-generated guidance, and offer actionable feedback to ensure technology truly serves both advisors and clients. You’ll collaborate asynchronously with a leading AI lab, focusing on practical, empathetic advice for everyday people navigating budgeting, debt, saving, retirement planning, and basic investing decisions.
Key Responsibilities:
- Evaluate and review realistic advisory scenarios involving budgets, emergency funds, debt management, retirement planning, and investment decisions tailored to mainstream households.
- Assess AI-generated recommendations for suitability, clarity, compliance, and actionable practicality for W-2 earners and middle-income families.
- Document how actual advisor-client conversations unfold, including prioritizing goals, discussing tradeoffs, and walking clients through decision points.
- Detail decision rules, rules of thumb, and benchmarks commonly used in practice (e.g., cash reserve targets, debt payoff sequencing, retirement savings rates).
- Deliver clear, plain-language written feedback to enhance AI explanations, next steps, and client communication.
- Identify and flag compliance or risk issues, emphasizing a fiduciary, client-first approach and appropriate referral scenarios (CPA, attorney, insurance).
- Contribute to the development of workflows and processes that reflect best practices in everyday personal finance advising.
Required Skills and Qualifications:
- Several years of hands-on, client-facing experience providing holistic financial planning to mainstream households in roles such as Financial Advisor, Wealth Advisor, or Personal Financial Consultant.
- Expertise in budgeting, cash flow analysis, debt management, retirement savings strategies, college planning, and basic risk management (insurance needs analysis).
- CFP® certification strongly preferred (or CFP exam passed with substantial relevant experience); CFA, ChFC, or similar planning credentials considered with strong mainstream client work.
- Exceptional written and verbal communication skills, with a talent for breaking down complex topics for non-experts.
- Demonstrated commitment to fiduciary standards, compliance, and high-integrity client service.
- Experience mentoring others, developing workflows, or standardizing planning processes.
- Comfort working asynchronously and independently in a remote setting.
Preferred Qualifications:
- Prior experience in roles blending financial planning and ongoing coaching, such as workplace financial consultant or advisor at national firms.
- Background designing or improving standardized planning processes or digital advisory journeys.
- Familiarity with personal finance apps, digital advice platforms, or AI-driven tools and a strong interest in innovation within the advisory space.